Resources and Tools

Mortgage Calculator

Rent vs Buy Calculator

Airbnb Income Calculator

Relocation Cost Calculator

Investment Property ROI Calculator

Property Affordability Calculator

Refinance Calculator

Property Tax Calculator

All figures and calculations are estimates. For accurate loan information, please talk to a licenced mortgage loan officer, or reach out to the team at Valor & Vine to put you in touch with a trusted parter.

Let's help you find your way home

Whether you're looking to buy, sell, or invest in El Paso, finding the right partner is essential.

Selling in El Paso

El Paso isn't just a city, it's a whole lifestyle! As the perfect blend of city and nature, El Paso has everything for just about everyone.

Buying in El Paso

El Paso is big, and is one of the fastest growing cities in America! But, no need to stress, you've got us to help you find the perfect home for you.

Frequently Asked Questions

What’s the first step to buying a home in El Paso?

The first step is to get pre-approved for a mortgage. This gives you a clear understanding of your budget and shows sellers you're a serious buyer. We can connect you with trusted local lenders to help you get started.

How much do I need for a down payment?

Down payments can vary, but many buyers in El Paso put down anywhere from 3% to 20% of the purchase price. VA loans, which are common in El Paso due to the military presence, may even allow you to buy with 0% down.

How long does it take to sell a home in El Paso?

On average, homes in El Paso sell in 30 to 60 days, depending on market conditions, pricing, and location. At Valor and Vine Realty Group, we create a custom marketing plan to help your home stand out and sell faster.

What are typical closing costs for buyers and sellers in Texas?

Closing costs for buyers typically range from 2% to 5% of the purchase price, while sellers usually pay around 6% to 10%, including agent commissions and title fees. We'll walk you through every cost upfront so there are no surprises.

Is now a good time to buy or sell in El Paso?

El Paso’s real estate market remains strong thanks to its affordability and growth. Whether you’re buying or selling, we’ll help you understand the local market trends and time your move to get the best value.

Why work with Valor and Vine Realty Group?

We know El Paso. Tracy and the team are committed to making the process smooth, informed, and tailored to your goals—whether you're buying your first home, relocating, or selling a property you’ve owned for years.